General Enquiry
Please complete the form below and we will get back to you as soon as possible.
RBA Cuts Cash Rate to 3.60% – What It Means for Homeowners and Future Home Builders
The Reserve Bank of Australia (RBA) has reduced the official cash rate by 0.25%, bringing it down to 3.60%. This interest rate cut is designed to help ease cost-of-living pressures and stimulate broader economic activity.
For homeowners, this move could result in lower mortgage repayments, offering much-needed financial relief. If you're currently paying off a home loan, you may see savings on your monthly repayments as lenders adjust their rates in response.
For those planning to build a new home, the lowered cash rate could create more favourable borrowing conditions. With reduced interest rates, it may be an ideal time to take the next step toward building or investing in property.
Whether you're a current homeowner or considering new construction, the RBA’s decision presents new opportunities in today’s changing market.
GREAT NEWS!
The RBA Has Cut Interest Rates — Making It The Perfect Time to Build!
With the Reserve Bank of Australia lowering the cash rate to 3.60%, you could soon benefit from lower interest rates on your home loan. This means smaller monthly repayments, helping you keep more money in your pocket.
If you've been thinking about building or buying, now could be the perfect time—your dream home is more achievable than ever.
Take advantage of improved borrowing conditions and turn your home ownership goals into reality.
How Much Can You Save?
With the Reserve Bank of Australia cutting the cash rate by 0.25%, many Australian homeowners stand to gain significant mortgage savings.
Here’s what the rate cut could mean for your home loan:
-
On a $100,000 loan, you could save around $250 per year
-
On a $500,000 loan, that’s approximately $1,250 annually
-
On a $1,000,000 loan, savings could exceed $2,500 each year
Even a small drop in interest rates can make a big difference—especially on larger loan balances. It’s a great time to review your mortgage, compare refinancing options, or speak with your lender about your current rate.
Want to see your potential savings? Use our home loan savings calculator or get in touch with our team for a personalised breakdown.
How We Can Help Finance Your New Build?
Stress-Free Construction Loans with Domaine Homes & Loan Market
Navigating a construction loan can feel overwhelming — with up to 34 potential stress points in the process, delays and confusion are common, especially when dealing with just one lender.
That’s why Domaine Homes partners with Loan Market to provide you with a dedicated Construction Loan Specialist. Instead of going it alone, you’ll work with an expert who simplifies the journey and handles everything for you.
Why choose a Domaine Homes And Loan Market As your Lender?
- Access to over 30 trusted lenders and hundreds of loan products — including exclusive deals not available elsewhere
- Experienced negotiators securing competitive interest rates tailored to your goals and timeline
- No interest charged on overdue progress payments
- Tender expiry guarantee — protects you from price increases before signing
- Just $10,000 upfront to lock in your contract
- Only 10% deposit required to begin construction
- End-to-end support from industry experts — at no extra cost to you
Exclusive Bonus Offer
Secure your loan through our Finance Manager and receive a $500 Eftpos Visa Gift Card in your handover pack once your new home is complete.*
*Offer valid for loans that receive unconditional approval through our Finance Manager. Lending criteria applies. Gift card not redeemable for cash or discounts.
Loan Calculator
Want to maximise your borrowing power?
How Much Can You Borrow? Understanding Loan Estimates & Repayments
Wondering how much you can borrow and what your home loan repayments might look like? It’s important to know that loan estimates—especially for interest-only home loans—depend on specific terms, such as a 5-year interest-only period on variable loans or fixed terms for fixed-rate home loans.
During these initial periods, your repayments usually cover interest only, meaning your loan balance doesn’t decrease until the principal repayments begin.
Why Borrowing Power Varies Between Lenders
Not all lenders assess home loan applications the same way. Your borrowing capacity can vary significantly between banks, depending on how they evaluate income, debts, and expenses. This could be the difference between building your dream home or having to compromise on your plans.
Work With Experts Who Know the Market
Our experienced Finance Managers understand the lending criteria of over 30 banks and lenders. They’ll tailor your application to highlight your strengths — helping you maximise your borrowing power and move one step closer to building the home you’ve always wanted.
Compare our panel of lenders
Over 60 banks and lenders you know and trust in the one place.
Start Your Journey Today!